Plot No.F2, Hanuman Nagar,
Chaitanyapuri, Hyderabad – 500 060
FACILITY | PERIOD | RATE OF INTEREST |
Mortgage Loan | 96 Months | 14.50% |
Mortgage Overdraft Facility | To Be Renewed Within Two Years | 14.50% |
Personal Loan (Vehicle Loan) | 96 Months | 14.50% |
Housing Loan | 180 Months | 13.00% |
Loans Against Deposits | Deposit Maturity Date | 2% Above Deposit Interest Rate |
Jewel Loans Upto Rs.5.00 Lakhs | 1 Year/6 Motnhs | 11% |
Jewel Loans Above Rs.5.00 Lakhs | 1 Year/6 Months | 10% |
Secured Overdrafts (Stocks, LIC, NSC Etc.,) | To Be Renewed Within Two Years | 14.50% |
Demand Loans | 36 Months | 21% |
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Od Against Deposit | Deposit Maturity Date | 2% Above Deposit Interest Rate |
Od Against Gold Upto Rs.5.00 Lakhs | 1 Year/6 Motnhs | 11% |
Od Against Gold Above Rs.5.00 Lakhs | 1 Year/6 Months | 10% |
TENURE | Rate of interest P.A. | |||
Normal | Sr. Citizen | Widows | Super Sr.Citizen | |
30 Days to 90 Days | 5.00% | 5.00% | 5.00% | 5.00% |
91 Days to 179 Days | 5.50% | 5.50% | 5.50% | 5.50% |
180 Days to 364 Days | 6.75% | 7.25% | 6.75% | 7.75% |
1 Year & Above but less than 2 Years | 7.25% | 7.75% | 7.25% | 8.25% |
2 Years & above but less than 3 Years | 7.50% | 8.00% | 8.00% | 8.50% |
3 Years & Above | 8.25% | 8.75% | 8.75% | 9.25% |
Bulk Deposits of Rs.15.00 lakhs & above with Minimum Period of 3 years | 9.50% | 10.00% | 10.00% | 10.00% |
* 0.50% Extra on 180 days and above Deposits to Senior Citizens.
* 0.50% Extra on 1 Year and above Deposits to Widows.
* 1.00% Extra on 180 days and above Deposits to Super Senior Citizens
* No TDS on Deposits. If depositors submit 15G/15H.
* Savings Bank Interest Applied on Daily Products.
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